加拿大华人论坛 加拿大房产考虑提早还清房贷？ 新规则3月5日实施，银行将清楚告知罚款数量计算法
在加拿大
加拿大政府3月5日新规：各银行贷款机构将陆续公开罚款数量计算法CBA Welcomes New Rules for Mortgage Prepaymentshttp://www.marketwatch.com/story/cba-welcomes-new-rules-for-mortgage-prepayments-2012-03-04Improved Penalty Disclosures On The Wayhttp://www.canadianmortgagetrends.c...improved-penalty-disclosures-coming-soon.htmlThe government has just announced a brand new mortgage “code” that requires federal financial institutions:“…provide more information on how prepayment charges are calculated.”“…explain the differences between mortgage products, including ways to pay off a mortgage faster without incurring penalties.”These improved disclosures have been eagerly anticipated by consumer groups。Indeed, the Financial Consumer Agency of Canada (FCAC) says it “has observed a significant increase in the number of complaints it has received related to mortgage prepayment penalties,” especially interest rate differential (IRD) charges.官方原文:CG-8 MORTGAGE PREPAYMENT PENALTY DISCLOSUREhttp://www.fcac-acfc.gc.ca/eng/industry/commissioner/guidance/cg-8/index-eng.asp
评论
GreaterFool 大傻的温哥华房市分析站 First they ignore you, then they laugh at you, then they fight you, then you win. 超赞 赏 S silverkw 0$(VIP 0) 1,0912012-03-05#2 回复: 考虑提早还清房贷？ 新规则3月5日实施，银行将清楚告知罚款数量计算法嗯，免得以为只需要还 3 个月利息，结果要换几年的利息差价。
评论
回复: 考虑提早还清房贷？ 新规则3月5日实施，银行将清楚告知罚款数量计算法罚款不是小数目
评论
_________________________來生還做自干五_____________________________時政觀察_________________________罚款不是小数目点击展开...
·加拿大新闻 央行本周预计降息！加拿大房主年省$1000！制造业回血 就业却雪
·加拿大新闻 澳媒：中国汽车超越澳大利亚质量标准
·加拿大新闻 科幻和激进的设计多数只属于纯电车？对，但为什么？
·加拿大新闻 多伦多27岁留学生不会法语，EE总分499也能上岸！职业是...
·加拿大新闻 奥迪E5 Sportback 豪华品牌的反击来了！｜汽势
·汽车 新的（对我）的汽车建议
·汽车 2008大众高尔夫柴油油泄漏
