加拿大华人论坛 加拿大房产加拿大主要银行开始对公寓建商缩紧借贷 - Bloo
在加拿大
银行近日来已需要建商提高预售屋销售量才能批准借贷。"许多银行已经缩紧贷款了" 一位建商说。 Canada Banks Tighten Condo Lending Amid Bubble Fear: Mortgages Mar 22, 2012 9:01 PM PTCanada’s biggest banks are tightening lending standards for condominium builders at the urging of regulators, requesting higher pre-sales and deposits as policy makers warn the Toronto and Vancouver markets are overheating.Some banks have been asking construction firms to put more equity into new projects in recent weeks, according to developers. Lenders have also been raising the percentage of condo units that must be pre-sold and are demanding higher deposits as conditions for financing, they said.“Several of the banks have tightened up” after the Office of the Superintendent of Financial Institutions “told the banks to be a little bit more careful on who they are lending to and how they are lending,” said Barry Fenton, chief executive officer of Toronto-based Lanterra Developments, whose condos include WaterParkCity and Ice Condominiums at York Centre.http://www.bloomberg.com/news/2012-03-23/canada-banks-tighten-condo-lending-amid-bubble-fear-mortgages.html
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