加拿大外贸
商务英语必备1000字 第一课banking 银行业务
general business 一般业务
ATM 自动柜员机
You can change your PIN at the ATM.
你可以在自动柜员机上修改密码.
automatic bill payment自动转帐服务
Tina pays her phone bill with an automatic bill payment.
蒂娜利用自动转帐服务付电话帐单
balance差额 余额
If you keep a balance of $1,000, you won't have to pay the $20 monthly-service fee.
如果你保持1000美元的余额，就不必付每月20美元的服务费了
bank account帐户
How do I open a bank account here?
我要怎么开户
bank holiday银行公休日 国定休息日
What happens if payday falls on a bank holiday?
如果发薪日正好碰上了国休日那该怎么办
banking银行业务
Could you sign me up for online banking?
你能帮我申请网络银行服务么?
banknote纸币 钞票
Wads of banknotes were hidden in the bag.
包里藏了几数叠钞票
certificate of deposit定期存款
Redeeming your certificate of deposit before maturity may result in withdrawal penalties.
如果你在定期前解约可能要付提前解约金
checking account 支票存款帐户
I need to make a withdrawal from my checking account.
我要从我的支票帐户中提款
deposit存款
I didn't get my pay deposit this month.
我这个月的薪水存款没有入帐
discount rate 贴现率
The discount rate is set by the Fed.
贴现率是由联储决定的
Individual Retirement Account 个人退休帐户
Does it matter where I open an Individual Retirement Account?
我到哪开个人退休帐户重要么？
interest利率
Interest rates are not expected to increase.
利率应不会再涨
safe-deposit box （银行）保险箱
She kept her jewels in her safe-deposit box.
她把珠宝放在银行保险箱里
savings account 储蓄存款帐户
I need to transfer money from my savings account to my checking account.
我要把钱从储蓄存款帐户转到支票存款帐户
signature 签名
Tom forged his boss's signature to steal company funds.
汤姆伪造了他老板的签名盗取了公司的资金
teller出纳员
Marcy started as a bank teller, but now she's a loan officer.
玛希刚开始是当出纳员，但是现在是贷款员
transfer转账
The money has been transferred into my account.
钱已经转入我的帐户
wire汇款
Judy's father wired money to her bank account.
朱迪的父亲将钱汇入了她的帐户
withdraw取款
I withdrew $300 from my savings account.
我从我的储蓄存款帐户提取了300美元
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balance transfer
余额代偿
Katherine made a balance transfer from her old credit card to her new one.
凯萨琳申办新卡代偿旧卡。
cancel
v. 停（卡）
What happens if I want to cancel my card?
如果我想停卡該怎么办？
cash card
現金卡
What do I need in order to apply for a cash card?
申办现金卡我需要准备些什么？
collateral
n. 抵押品；担保品
Without collateral, Mr. Thomas wasn't able to get a loan.
由于没担保品，汤玛斯先生的贷款办不下來。
credit card
信用卡
I need to report a stolen credit card.
我要报信用卡失窃。
credit limit
信用额度
Beware of outrageous credit limits, which may lead to uncontrollable spending.
要小心信用額度別订得太高，这可能会导致花费无度。
credit rating
信用评等Bob's poor repayment history has really hurt his credit rating.
巴柏不良的还款记录对他的信用评等造成很大的伤害。
debit card
签帐卡
You can use this debit card almost anywhere in the world.
这张签帐卡你几乎全世界任何地方都可使用。
debt consolidation
负债整合
Before you consider debt consolidation, closely examine the proposal.
在考虑负债整合之前，要仔细检查其还款方案。
default
n. 违约
The company is in default on its loan agreement.
该公司违反其贷款合约。
freeze
v. 冻结（帐户）
The bank froze my credit card account after I reported it stolen.
在我报失信用卡后，银行冻结了我的信用卡户头。
installment
n. 分期付款
Penny will pay off her student loans in 60 installments.
潘妮將分六十期偿还她的助学贷款。
loan
n. 贷款
I confirm that I have read and understood the terms and conditions of the loan agreement.
我确认已阅读并了解这份贷款协议的条件与规定。
minimum finance charge
每月最低应缴金额Some credit cards have a minimum finance charge.
有些信用卡有每月最低应缴金额的限制。
mortgage
n. 房贷；抵押借款
Rick has a twenty-year mortgage.
瑞克要繳二十年的房贷。
outstanding
adj. 未清偿的；未付清的
Our records show you have an outstanding balance of $6,0
我们资料显示您有一笔六千元的款项未付。
refinance
v. 重新贷款
When deciding whether or not to refinance, there are many factors to consider.
在決定是否重新贷款时，有许多因素要考量。
statement
n. 账单明细The fee for issuing a replacement card will be charged to your next statement.
信用卡补发費用將併入您下个月的账单明细。
评论
Thanks for sharing
评论
好贴
评论
还有吗？还想看其它的！
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呵呵 每日一课... ...
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banking 银行业务
payment instruments 票据
bounce
v. 跳（票）
Oh no! My check to City Supermarket bounced!
喔，糟了！我开给城市超市的支票跳票了！
cashier's check
本票
Pre-payment with cashier's check or money order is accepted
预付款用本票或汇票都可以。
check
n. 支票
I don't have cash. Can I write you a check?
我没有现金，可以开支票给你吗？
clearing house
票据交换所；清算所
A clearing house is an office where banks exchange checks and drafts.
票据交换所是银行交换支票、汇票的地方。
endorse
v. 背书
Can you endorse the back of the check, please?
可以麻烦你在支票背面签名背书吗？
financial institution
金融机构
Many big financial institutions raised their interest rates today.
许多大型金融机构都在今天升息。
mature
v.（定存、票据等）到期
When does my CD mature?
我的定存何时到期？
money order
汇票
Can I pay with money order?
我可以用汇票付款吗？
paycheck
n. 薪资支票
The HR assistant distributes employee paychecks every month.
人资部助理每个月会分发员工的薪资支票。
postdated check
远期支票
I'm sorry. We don't accept postdated checks.
抱歉，我们不收远期支票。
stop payment
止付
My father called the bank to stop payment on the check.
我父亲打电话到银行止付那张支票。
traveler's check
旅行支票
In what denominations would you like the traveler's checks?
你要哪种面额的旅行支票？
评论
希望楼主继续更新下去~~~~
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呵呵，好的... ...
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bank holiday,碰到过一次。
评论
你该直接整成一份资料，段落空格不要那么大了，要不占页面，弄成可供下载，这样最好了
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呵呵,等级太低了,附件传不上去... ...
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嘿嘿 那我们努力提升等级权限
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business operation 企业经营
office procedures 办公室流程
badge
n. 名牌；识别证
Employees should wear their badges at all times in the building.
员工在大楼内必须随时佩戴名牌。
coworker
n. 同事
Shelly always goes to lunch with the same coworkers.
雪莉总是固定和那几位同事去吃午餐。
dress code
服装规订
We have a casual dress code.
我们对上班服装规定很宽?。
escort
v. 陪同
Jenny, could you escort our visitor to the door?
珍妮，麻烦你送我们客人到门口。
inventory
n. 库存
The company doesn’t need to keep inventory, unlike its competitors in online retailing.
不像其它线上零售业的竞争者，该公司不需要有库存。
meeting room
会议室
Let’s head over to the meeting room where we’ll have more space.
我们到会议室去，那?有比较多空间。
punch in
上班打卡
Jason usually punches in around 8:50 a.m.
杰生通常大约在早上八点五十打卡上班。
receptionist
n. 柜人员；接待人员
As Sam came in the door, the receptionist greeted him.
当山姆进门时，接待员前来招呼他。
requisition form
需求单
You need to fill out the purchase requisition form and have it signed by your supervisor.
你必须填?窆盒枨蟮ゲ⑶肽阒鞴芮┟?
security guard
保全人员
There are two security guards in the lobby.
大厅有两位保全人员。
security system
保全系统
Cary put his key card into the security system slot.
凯瑞将他的钥匙卡插入保全系统。
shredder
n. 碎纸机
Our shredder is broken, so I’ll tear these confidential documents up manually.
我们的碎纸机坏掉了，所以我会徒手将这些机密文件撕碎。
stockroom
n. 储藏室
You can walk to the stockroom to see if there’s any toner cartridge left.
你可以到储藏室看看碳粉匣有没有剩。
swipe card
刷卡
What if I lose my swipe card?
如果我弄丢了刷卡该怎么办？
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