加拿大华人论坛 加拿大房产夫妻之间转移房子



在加拿大


想问一下各位有没有经验是把房子从一方转到另外一方,但是按照市价转移,就是不申请subsection 73(1)?目的是以后的房租收入和capital gain让tax bracket低的人来申报。

评论
都已经是夫妻 还折腾干啥

评论
原帖由 小火鸡 于 2021/5/25 21:53:15 发表
都已经是夫妻 还折腾干啥

合理避税啊,房租收入现在都是在我名下,政府要拿走一半

评论
http://www.canada.ca/en/revenue ... on-law-partner.html


http://taxpage.com/articles-and-tips/transfer-of-property-between-spouses-attribution-rules/#:~:text=Under%20section%2074.2%20of%20the,is%20on%20title%20for%20it.

Attribution of Income following Transfer of Property between Spouses

Under section 74.2 of the Income Tax Act, any income that is generated following the transfer of property from one spouse to another is attributed back to the person who transferred the property. The income is not deemed to be earned by the person who “owns” the property or is on title for it.

For example, a wife may transfer her dividend yielding portfolio to her husband so that he is listed as the legal owner of the equities therein. There are no immediate tax consequences to this transfer. However, reporting obligations are triggered when the portfolio generates income. Even though the husband has legal title to the portfolio, any income generated is attributed to the wife. She has to report this income when she files her taxes. Not the husband.



评论
即使房子鞋其中一个人的名字,只要你俩是夫妻关系,该交的税都要交,除非你俩假离婚,一人一套房,原本的投资房就变成自租房,卖房时不用交capital gain。

评论
原帖由 ENCORES 于 2021/5/25 22:19:26 发表
即使房子鞋其中一个人的名字,只要你俩是夫妻关系,该交的税都要交,除非你俩假离婚,一人一套房,原本的投资房就变成自租房,卖房时不用交capital gain。...... 那是肯定要交的,但夫妻的tax bracket不一样,区别可以很大。

评论
原帖由 fuu                于 2021/5/25 22:11:06 发表
http://www.canada.ca/en/revenue ... on-law-partner.htmlhttp://taxpage.com/arti......

If you sold the property to your spouse or common-law partner or a trust for your spouse or common-law partner and you were paid an amount equal to the fair market value (FMV) of the property, there is another way to report the sale. Generally, you can list the sale at the property's FMV, and report any capital gain or loss for the year you sold the property. To do this, you have to file an election with your return. To make this election, attach to your return a letter signed by you and your spouse or common-law partner. State that you are reporting the property as being sold to your spouse or common-law partner at its FMV and that you do not want subsection 73(1) of the Income Tax Act to apply.

If your spouse or common-law partner or the trust later sells the property, your spouse or common-law partner or the trust has to report any capital gain or loss from the sale.


我想问的是这个,http://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/tax-return/completing-a-tax-return/personal-income/line-127-capital-gains/transfers-capital-property/transfers-property-a-spouse-common-law-partner-a-trust-a-spouse-common-law-partner.html



评论
转移如果有贷款的话 得银行同意 (我记得)

  ·生活百科 Woolworths 每月 10% 的折扣可以在网上使用吗?
·生活百科 Everyday Pay 突然停止工作,我无法添加礼品卡。从昨天到今天,仍

加拿大房产-加拿大

朋友抢房,遇到冤大头

华人网上周朋友看中richmond的一个房子,卖家出价499999,统一收offer。open house了两周,看的人络绎不绝。我朋友出了55万,对方经纪联系说有4个offer,我朋友的和另一个人的接近,另外两个就比 ...

加拿大房产-加拿大

关于铺地板

华人网二楼要铺地板,找到一家在多伦多的本地生产商,Hardwoodplanet, 感觉还可以,他们也可以安装。有没有朋友用过他家?看网上评论好像还可以。 评论 wu7up 说:二楼要铺地板,找到一家在多 ...

加拿大房产-加拿大

公寓电炉

华人网最近想租个公寓 请问一下 这两种电炉火力有区别吗?一种是线圈露在外面 一种隐藏起来。炒中国菜的话火力够吗? 评论 电炉的火力是要看它的功率不是看外形。平面的电炉较易清洁, ...

加拿大房产-加拿大

关于房东卖房时间问题

华人网大家好,想咨询大家一个问题,就是我的租房合同是定期的,到23年6月底结束,然后我6月初因为回国所以打算5月底收房,但是我和房东说了6月的租金我照样给,按照我的理解我还是在 ...

挂牌价在悄悄地提高
加拿大房产-加拿大

挂牌价在悄悄地提高

华人网评论 2年前韩囯店,一袋25公斤大米,特价只要18. 今天家里没米了,一看特价57.还有一种59,也是特价。买3袋。买多了,怕老鼠来。 这是什麽感觉?有种90年代中国当时抢商品的年代。 ...

赔钱最多的前三甲
加拿大房产-加拿大

赔钱最多的前三甲

华人网评论 Top 3 properties 4261 W 13th Ave Bought for $6.8 Mill Sold for $5.99 Mill Loss $810k 13130 107A Ave Bought for $1.7 Mill Sold for $1.225 Mill Loss $475k 8901 GLOVER ROAD Bought for $3.752 Mill Sold for $3.30 Mill Loss $425k 评论 都系 ...