在加拿大
一个快满60岁的人，在57岁时他全家移民，但他登陆温哥华只有一个星期后回国，到目前没有来过加拿大，但他年底退休，想来温哥华长住。请问一下：如果他来这，政府有没有对于他这样年龄的补助或是其它什么福利？谢谢各位大侠
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[SIGPIC][/SIGPIC]不爱陌生人～～～～回复: 请教一个福利问题快满60岁的人, 快满40岁的人, no difference...
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http://weipp.spaces.live.com/快满60岁的人, 快满40岁的人, no difference...点击展开... 我觉得有很大的区别. 40岁跑马拉松没问题.60岁慢跑都气喘不过.
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回复: 请教一个福利问题I mean the benefit.
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http://weipp.spaces.live.com/回复: 请教一个福利问题分别很大40岁在加拿大住满15年(65岁)老人金多拿一点
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回复: 请教一个福利问题什么贡献都没有，就想混福利。这世道......
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http://bbs.myboyan.com/index.php?x=724327回复: 请教一个福利问题住满10年才能拿养老金
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西葡那些事儿 (2011)意大利中北部之旅 (2009)美东四城记（波、纽、华、费）(2010)墨西哥城都市游 (2012)邮轮入门级-巴哈马 (2016)一个快满60岁的人，在57岁时他全家移民，但他登陆温哥华只有一个星期后回国，到目前没有来过加拿大，但他年底退休，想来温哥华长住。请问一下：如果他来这，政府有没有对于他这样年龄的补助或是其它什么福利？谢谢各位大侠点击展开...加拿大65岁才退休呢，他过来继续打工！再干5年退休吧。住满10年后可以拿福利了，也很少的，福利跟你纳税和住在加拿大的时间长度成正比。
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暂住 vancouver加拿大65岁才退休呢，他过来继续打工！再干5年退休吧。住满10年后可以拿福利了，也很少的，福利跟你纳税和住在加拿大的时间长度成正比。点击展开...65岁以后住的时间是不算数的。只有18岁到65岁之间的居住时间才算数。 60岁的人过来住什么也拿不到。
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回复: 请教一个福利问题谢谢大家的回复。哎，我还以为年长者来这会多些福利呢。呵~~
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[SIGPIC][/SIGPIC]不爱陌生人～～～～65岁以后住的时间是不算数的。只有18岁到65岁之间的居住时间才算数。 60岁的人过来住什么也拿不到。点击展开...不是吧？待查，，，，65岁是可以按照正常退休，但是不是强制的，有精力可以干到70岁或者更大，应该是申请退休的时候计算你在加拿大工作的年限。
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暂住 vancouver什么贡献都没有，就想混福利。这世道......点击展开...这世道就是这样，难道你不想政府多给你点福利吗？你为加拿大做了多少贡献呢？请问？况且你当初来加拿大时，资询过这里的福利情况吗？那也是“什么贡献没有，就想混福利吗”这不是混，是资询！
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[SIGPIC][/SIGPIC]不爱陌生人～～～～这世道就是这样，难道你不想政府多给你点福利吗？你为加拿大做了多少贡献呢？请问？况且你当初来加拿大时，资询过这里的福利情况吗？那也是“什么贡献没有，就想混福利吗”这不是混，是资询！点击展开...贡献多少无所谓，至少现在俺们在交税。俺刚来加拿大的时候，想的是如何更快的找到工作，没想过福利的事情。
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http://bbs.myboyan.com/index.php?x=724327贡献多少无所谓，至少现在俺们在交税。俺刚来加拿大的时候，想的是如何更快的找到工作，没想过福利的事情。点击展开... 都不要说工资要交税，在加拿大生活本身就在交税，买的每样东西都有税滴。
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我若不勇敢，谁替我坚强！不是吧？待查，，，，65岁是可以按照正常退休，但是不是强制的，有精力可以干到70岁或者更大，应该是申请退休的时候计算你在加拿大工作的年限。点击展开... 我们说的这个福利和退休无关，这个福利叫 Old Age Security pension。65岁是你够资格申领这项福利的开始年龄。 退休金是CPP/QPP的退休保险，有收入就要交这个保险，65岁时停交，65岁时开始申领退休金，退休金也包括RRSP。 以下是政府对OAS的规定，好好学习会有收获的。Overview of the Old Age Security ProgramThe Old Age Security program is one of the cornerstones of Canada's retirement income system. Benefits include the basic Old Age Security pension, the Guaranteed Income Supplement and the Allowance. After briefly describing the program's history and overall features, each of the specific benefits is described in turn.Legislative history: The Old Age Security Act came into force in 1952, replacing legislation from 1927 requiring the federal government to share the cost of provincially-run, means-tested old age benefitsThe Act has been amended many times. Among the most important changes have been:the drop in age of eligibility from 70 to 65 (1965);the establishment of the Guaranteed Income Supplement (1967);the introduction of full annual cost-of-living indexation (1972);quarterly indexation (1973);the establishment of the Spouse's Allowance (1975);payment of partial pensions based on years of residence in Canada (1977);the inclusion of Old Age Security in international social security agreements (ongoing);the extension of the Spouse's Allowance to all low-income widows and widowers aged 60 to 64 (1985);maximum of one year of retroactive benefits (1995);the ability for an individual to request that their benefits be cancelled (1995); andthe extension of benefits and obligations to same-sex common-law partners (2000).Funding: The Old Age Security program is financed from Government of Canada general tax revenues.Administration: The Income Security Programs Branch of HRDC administers the Old Age Security program through regional offices located in each province and territory. The International Operations Division in Ottawa, as its name suggests, is responsible for benefits stemming from Canada's International Social Security Agreements (see International Benefits).Indexation: All benefits payable under the Old Age Security Act are adjusted in January, April, July and October if there are increases in the cost of living as measured by the Consumer Price Index.Payment outside Canada: Once a full or partial Old Age Security pension has been approved, it may be paid indefinitely outside Canada, if the pensioner has lived in Canada for at least 20 years after reaching 18 years of age. Otherwise, payment may be made only for the month of a pensioner's departure from Canada and for six additional months, after which payment is suspended. The benefit may be reinstated if the pensioner returns to live in Canada and meets all conditions of eligibility.The Guaranteed Income Supplement and the Allowance may be paid outside Canada for only six months following the month of departure from Canada regardless of the length of time you have lived in Canada.Reconsidering and appealing a decision: Old Age Security clients may request an explanation or a reconsideration of any decision that affects their eligibility or the amount of their Old Age Security pension. This request must be made in writing to their Regional Director of Income Security Programs within 90 days of receiving a decision. If not satisfied with the decision of the Regional Director, the client may appeal, again within 90 days, to a Review Tribunal. If the grounds of appeal are income related, the appeal will be referred to the Tax Court of Canada for a decision.See more information on The Old Age Security Appeals Process.Old Age Security PensionThe Old Age Security pension is a monthly benefit available, if applied for, to most Canadians 65 years of age or over. Old Age Security residence requirements must also be met. An applicant's employment history is not a factor in determining eligibility, nor does the applicant need to be retired. Old Age Security pensioners pay federal and provincial income tax. Higher income pensioners also repay part or all of their benefit through the tax system.Eligibility conditions: To qualify for an Old Age Security pension, a person must be 65 years of age or over, andmust be a Canadian citizen or a legal resident of Canada on the day preceding the application's approval; orif no longer living in Canada, must have been a Canadian citizen or a legal resident of Canada on the day preceding the day he or she stopped living in Canada.A minimum of 10 years of residence in Canada after reaching age 18 is required to receive a pension in Canada.Amount of benefits: The amount of a person's pension is determined by how long he or she has lived in Canada, according to the following rules:A person who has lived in Canada, after reaching age 18, for periods that total at least 40 years, may qualify for a full Old Age Security pension;A person who has not lived in Canada for 40 years after age 18 may still qualify for a full pension if, on July 1, 1977, he or she was 25 years of age or over, andlived in Canada on July 1, 1977; orhad lived in Canada before July 1, 1977, after reaching age 18; orpossessed a valid immigration visa on July 1, 1977.In such cases, a person must have lived in Canada for the 10 years immediately prior to approval of the Old Age Security application. Absences during this 10-year period may be offset if, after reaching the age of 18, the applicant lived in Canada before those 10 years, for a period of time that was at least three times the length of absence. In this case, however, the applicant must also have lived in Canada for at least one year immediately prior to the date of the application's approval. For example, an absence of two years between the ages of 60 and 62 could be offset by six years of residence after age 18 and before reaching age 55.Absences from Canada: Canadians working outside Canada for Canadian employers, such as the armed forces and banks, may have their time working abroad counted as residence in Canada. To qualify, the person must have returned to Canada within six months of ending employment or have turned 65 years old while still employed. Both proof of employment from the employer as well as proof of physically returning to Canada, if only for one day, must be provided. Under certain conditions, this provision may also apply to spouses and dependents and Canadians working abroad for international organizations.A person who cannot meet the requirements for the full Old Age Security pension may qualify for a partial pension. A partial pension is earned at the rate of 1/40th of the full monthly pension for each full year lived in Canada after his or her 18th birthday. Once a partial pension has been approved, it may not be increased as a result of added years of residence in Canada.Late applicants of the Old Age Security pension as well as the Guaranteed Income Supplement and Allowance may receive retroactive payments. Old Age Security, Guaranteed Income Supplement and Allowance payments may be made for up to 11 months plus the month in which we receive the application, provided all conditions of eligibility are met.Old Age Security clients can request that their Old Age Security benefits be cancelled. They can have them reinstated at a later date. However, in such cases, no retroactive payments will be permitted.Guaranteed Income SupplementThe Guaranteed Income Supplement is a monthly benefit paid to residents of Canada who receive a basic, full or partial Old Age Security pension and who have little or no other income. Guaranteed Income Supplement payments may begin in the same month as Old Age Security pension payments. Recipients must re-apply annually for the Guaranteed Income Supplement benefit by filing an income statement or by completing an income tax return by April 30. Thus, the amount of monthly payments determined for the year may increase or decrease according to reported changes in a recipient's yearly income. Unlike the basic Old Age Security pension, the Guaranteed Income Supplement is not subject to income tax. The Guaranteed Income Supplement is not payable outside Canada beyond a period of six months, regardless of how long the person has lived in Canada.Eligibility conditions: To receive the Guaranteed Income Supplement benefit, a person must be receiving an Old Age Security pension. The yearly income of the applicant or, in the case of a couple, the combined income of the applicant and spouse or common-law partner, cannot exceed certain limits.Exception: Sponsored immigrants from countries with which Canada has agreements are not eligible for Guaranteed Income Supplement and Allowance during their sponsorship period (up to a maximum of 10 years) unless he/she:has 10 years of residence in Canada after the age of 18; orhad resided in Canada as a Canadian citizen or permanent resident on or prior to March 6, 1996 and will become eligible for benefits January 1, 2001 or earlier; orwas receiving benefits under the Old Age Security Act for the month of March 1996 or earlier.Amount of benefits: The amount of the Guaranteed Income Supplement to which a person is entitled depends on his or her marital status and income.Income for Guaranteed Income Supplement purposes is defined the same way as it is for federal income tax purposes, with a few specific exceptions - the most important of which is Old Age Security pension income. Income, therefore, includes any other money which a pensioner receives, such as an earnings-related retirement pension, foreign pensions, interest, dividends, rents, wages or workers' compensation payments. If married or living in a common-law relationship, the combined income of the pensioner and spouse or common-law partner must be taken into account.Generally, income earned in the previous calendar year is used to calculate the amount of benefits paid in a payment year which is from July of one year to June of the next year. However, if a pensioner or spouse has retired or has a loss of pension income, an income estimate for the current calendar year may be substituted for the income of the preceding calendar year.There are two basic rates of payment for the Guaranteed Income Supplement. The first applies to single pensioners - including widowed, divorced or separated persons; and to married pensioners whose spouses or common-law partners do not receive either the basic Old Age Security pension or the Allowance. The second applies both to legally married couples and couples living in common-law relationships, where both spouses or common-law partners are pensioners. The Guaranteed Income Supplement single rate is higher than the Guaranteed Income Supplement married rate. However, each spouse or common-law partner in a couple is entitled to a benefit, so the combined benefits for a couple are higher than those for a single person.If a person is receiving a partial Old Age Security pension, the maximum Guaranteed Income Supplement may be increased by the difference between that partial pension and the full Old Age Security pension.For a single, widowed, divorced or separated pensioner, the maximum monthly supplement is reduced by $1 for each $2 of other monthly income.If both spouses or common-law partners in a couple are receiving the Old Age Security pension, the maximum monthly supplement of each pensioner is reduced by $1 for every $4 of their other combined monthly income.There is one exception to these two basic rates - for a couple in which only one spouse or common-law partner is a pensioner and the other is not in receipt of either the basic Old Age Security pension or the Allowance. In this case, the pensioner can receive the Guaranteed Income Supplement at the higher rate paid to those who are single. Moreover, the maximum monthly supplement is reduced by $1 for every $4 of the couple's combined monthly income, excluding, as usual, the pensioner's Old Age Security benefit. Also, the first reduction of $1 is made only when the combined yearly income of the couple reaches 12 times the basic monthly Old Age Security pension plus $48.Non-sponsored immigrants: Newcomers with less than 10 years of residence in Canada who qualify for Old Age Security under a social security agreement will have their Guaranteed Income Supplement/ Allowance entitlement grow gradually over 10 years - 1/10th of the benefit for each year of residence. This includes:persons who have not resided in Canada for 10 years after the age of 18 and who are not receiving benefits for the month of March 1996 or earlier;newcomers who did not reside in Canada as Canadian citizens or permanent residents before March 7, 1996;persons who are already residing or had resided in Canada as Canadian citizens or permanent residents but who do not qualify for benefits until February 2001 or later.Allowance and Allowance for the survivorThe Allowance, which also includes an allowance for persons whose spouse or common-law partner has died, is paid monthly. It is designed to recognize the difficult circumstances faced by many surviving persons and by couples living on the pension of only one spouse or common-law partner.Recipients must re-apply annually. These benefits are not considered as income for income tax purposes. The Allowance is not payable outside Canada beyond a period of six months, regardless of how long the person lived in Canada.Eligibility conditions: The Allowance may be paid to the spouse or common-law partner of an Old Age Security pensioner, or to a survivor. To qualify, an applicant must be between the ages of 60 and 64 and must have lived in Canada for at least 10 years after turning 18. An applicant must also have been a Canadian citizen or a legal resident of Canada on the day preceding the application's approval. To qualify, the combined yearly income of the couple, or the annual income of the survivor, cannot exceed certain limits which are established quarterly. The Old Age Security and Guaranteed Income Supplement benefits are not included in their combined yearly income.The Allowance stops when the recipient becomes eligible for an Old Age Security pension at age 65, if the beneficiary leaves Canada for more than six months, or dies. For a couple, the Allowance stops if the pensioner spouse or common-law partner ceases to be eligible for Guaranteed Income Supplement or if the spouses or common-law partners separate or divorce. In addition, the Allowance stops if a survivor remarries or lives in a common-law partnership for more than 12 months.Exception: A sponsored spouse or common-law partner of an Old Age Security pensioner or a survivor between the ages of 60 and 64 with less than 10 years of residence in Canada after reaching age 18 is not eligible for the Allowance benefit for the period of his or her sponsorship, up to a maximum of 10 years, unless he or she:(1) was receiving a pension in March 1996 or before; or(2) was residing in Canada or had resided in Canada as a Canadian citizen or permanent resident before March 7, 1996 and will receive a pension in January 2001 or before.Amount of benefits: The Allowance is an income-tested benefit. The maximum amount payable to the spouse or common-law partner of a pensioner is equal to the combined full Old Age Security pension and the maximum Guaranteed Income Supplement at the married rate. The maximum amount for a person whose spouse or common-law partner has died is somewhat higher. The maximum monthly Allowance is reduced by $3 for every $4 of the beneficiary's monthly income for a widowed spouse or common-law partner or the couple's combined monthly income. This happens until the Old Age Security-equivalent is reduced to zero. Then, for a couple, both the Guaranteed Income Supplement-equivalent portion of the Allowance and the pensioner's Guaranteed Income Supplement are reduced by $1 for every additional $4 of the couple's combined monthly income. For a survivor, the Guaranteed Income Supplement-equivalent portion is reduced by $1 for every additional $2 of monthly income.Non-sponsored immigrants: The Allowance benefit is prorated in the case of a person who has not resided in Canada for 10 years after reaching age 18 and:(1) was not residing or had not resided in Canada before March 7, 1996 as a Canadian citizen or permanent resident; or(2) was residing in Canada on that date or had resided in Canada prior to that date as a Canadian citizen or permanent resident but will not receive a pension in January 2001 or before.Entitlement will be established at the rate of 1/10th of the benefit for each year of residence in Canada after reaching age 18 and will be increased by an additional 1/10th for each additional year of residence in Canada.Other public retirement benefitsIf you made at least one valid contribution to either the Canada Pension Plan or the Quebec Pension Plan, you will be eligible for a retirement pension at age 65. If you have retired or substantially reduced your hours of work, you could qualify for a reduced retirement pension as early as age 60.Disability benefits and survivor benefits are also available under the Canada Pension Plan and the Quebec Pension Plan
if sufficient contributions have been made. You must apply to receive any of these benefits.For more information on the Quebec Pension Plan , visit the Web site of the Régie des rentes du Québec .You may be entitled to benefits under the Employment Insurance Program or from other federal programs such as War Veterans Allowances from Veterans Affairs Canada.Your provincial or territorial, and municipal governments may offer income assistance and services to seniors such as housing or health coverage (see Provincial and territorial governments). Please contact these governments directly for more information.For more information on federal, provincial and territorial programs for seniors, visit the Canadian Seniors Policies and Programs Database Web site.More InformationFor more information about the Old Age Security Program and the Canada Pension Plan, please contact us at the telephone numbers below. The calls, which are free of charge, can be made anywhere from Canada and the United States.1 800 277-9914 for service in English1 800 277-9915 for service in FrenchIf you are hearing or speech-impaired and use a telecommunications device for the deaf (TDD), please call 1 800 255-4786.Please have your Social Insurance Number on hand when you call.Note: This web page provides an overview of the Old Age Security Program and its supplements, the Guaranteed Income Supplement, Allowance and Allowance for the survivor. It is intended to give a general description of how the program works, who is eligible and how benefits are determined. It is not possible, in this space, to provide a comprehensive description of all the details of the complex legislation governing this program. In case of disputes, the wording and provisions of the Old Age Security Act and Regulations prevail.评论
回复: 请教一个福利问题65岁是你够资格申领这项福利的开始年龄。cao,还要搬20多年的箱子 晕
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回复: 请教一个福利问题贡献多少无所谓，至少现在俺们在交税。俺刚来加拿大的时候，想的是如何更快的找到工作，没想过福利的事情。点击展开...
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回复: 请教一个福利问题住满10年才能拿养老金点击展开...从没交过CPP的人,也能拿吗???
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赏 从没交过CPP的人,也能拿吗???点击展开... 18到65岁间住满10年能拿OAS每月约125刀，住满40年（全额）每月约500刀。 没交CPP拿不了退休金。从没上班在家呆着也谈不上退休。
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回复: 请教一个福利问题竟想着占加拿大的便宜。
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